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Mortgage vs Home Loans

While some may refer to your home loan and some refer to your mortgage, it's all the same to NZHL - and they are there to support you on your home ownership journey.

Have a mortgage & a life

NZHL is committed to helping more Kiwis pay off their homes faster - without putting life on hold. What makes a good life is different for everyone, but we all know that the day you take on a mortgage, your lifestyle can feel like it's been paused. That's where we come in. 

With the right tools, expert guidance, and tailored solutions, NZHL are here to help you stay financially on track while still enjoying the life you love.

*Calculated with a net annual total household income of $103,000 (with a 3% KiwiSaver contribution) and monthly household expenses of $3,520 (excluding mortgage, taken from stats.govt.nz), and an interest rate of 6.85%. The calculator is intended to provide an indication only.

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Where does NZHL fit?

NZHL is a network of financial advisers who arrange tailored mortgage plans, insurance solutions, and KiwiSaver referrals through trusted suppliers (including home loan lenders, insurance & KiwiSaver providers).

What can you expect with NZHL?

NZHL believes a home loan shouldn’t be set & forget, so in the first year, your Mortgage Mentor will offer a 2, 4, & 12-month review to ensure your loan is working best for your needs, you are supported to achieve your goals, any additional requirements are covered, and your questions are answered. 

After the first year, NZHL offers a yearly check-in to review your plan and adjust as required to ensure it’s still the best fit for your circumstances and supports your goals. 

NZHL Mortgage Mentors are also available for ongoing advice and coaching when you need help, have a question, or have a change in circumstance and need to review your plan. 

NZHL provides personalised high-touch services that helps you take control of your finances, so you can live your life while confidently managing your mortgage.

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